Explore our current Deposit Rates!
myDividend Checking Rates
| RATES ACCURATE AS OF: 3/1/2023 | Dividend Rates | APY* |
|---|---|---|
| Standard Rate | 0.10% | .100% |
| Premium Rate | 1.98% | 2.00% |
*APY=Annual Percentage Yield. In order to receive the disclosed APY, you must maintain a minimum average daily balance of $300 in your account for the month. Rates are not fixed and may change after the account is opened. Rates are also subject to change without notice. Federally Insured by NCUA.
**To qualify for the Premium myDividendChecking Rates, you must receive E-statements AND have 15 or more point of sale (POS) debit card transactions post to your account for the month. The premium rate will apply to the first $10,000 in the account and the standard rate will apply to the balance in excess of $10,000. Fees may reduce earnings if deposit requirements are not met. Federally Insured by NCUA.
Savings Rates
| RATES ACCURATE AS OF: 3/1/2023 Balance | Dividend Rates | APY* |
|---|---|---|
| $5.00-$299.99 | 0.00% | 0.00% |
| $300.00-$9,999.99 | 0.20% | 0.20% |
| $10,000.00-$24,999.99 | 0.25% | 0.25% |
| $25,000.00 and over | 0.27% | 0.27% |
*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $300 in your account for the month. Rates are subject to change without notice. Fees may reduce earnings. Min. $5 deposit required to open. Federally Insured by NCUA.
Youth Savings Rates
| RATES ACCURATE AS OF: 3/1/2023 Balance | Dividend Rates | APY* |
|---|---|---|
| $5.00-$299.99 | 0.20% | 0.20% |
| $300.00-$9,999.99 | 0.20% | 0.20% |
| $10,000.00-$24,999.99 | 0.25% | 0.25% |
| $25,000.00 and over | 0.27% | 0.27% |
*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $5 in your account. Rates are subject to change without notice. Fees may reduce earnings on the account. Minimum required to earn interest is $5. Federally Insured by NCUA.
Certificate Rates
| RATES ACCURATE AS OF: 3/12/2025 Term | Dividend Rate | APY |
|---|---|---|
| 3 Months | 0.250% | 0.250% |
| 6 Months | 0.350% | 0.350% |
| 7 Month Special | 3.928% | 4.000% |
| 12 Months | 0.449% | 0.450% |
| 15 Month Special | 3.154% | 3.200% |
| 24 Months | 0.598% | 0.600% |
| 36 Months | 0.648% | 0.650% |
| 48 Months | 0.797% | 0.800% |
| 60 Months | 0.847% | 0.850% |
***ASK MEMBER SERVICE ABOUT OUR RELATIONSHIP RATE BUMP!***
**APY=Annual Percentage Yield, assumes the same rate for 1 year. Rates are subject to change without notice and may change after account is opened. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. $500 minimum required to open. Fees may reduce earnings. Federally Insured by NCUA.
IRA Rates
| RATES ACCURATE AS OF: 3/12/2025 Term | Dividend Rate | APY* |
|---|---|---|
| 3 Months | 0.250% | 0.250% |
| 6 Months | 0.350% | 0.350% |
| 7 Month Special | 3.928% | 4.000% |
| 12 Months | 0.449% | 0.450% |
| 15 Month Special | 3.154% | 3.200% |
| 24 Months | 0.598% | 0.600% |
| 36 Months | 0.648% | 0.650% |
| 48 Months | 0.797% | 0.800% |
| 60 Months | 0.847% | 0.850% |
*APY=Annual Percentage Yield, assumes the same rate for 1 year. Rates subject to change without notice and may change after account is opened. $500 minimum required to open. Fees may reduce earnings. Federally Insured by NCUA.
IRA Savings
| Dollar Range | Dividend Rate | APY* |
|---|---|---|
| ANY | 0.80% | 0.80% |
*APY=Annual Percentage Yield, assumes the same rate for 1 year. $50 minimum required to open. Rates subject to change without notice and may change after account is opened. Fees may reduce earnings. Federally Insured by NCUA.
Money Market Savings Rates
| RATES ACCURATE AS OF: 1/2/2025 Balance | Dividend Rates | APY* |
|---|---|---|
| $0-$2,499.99 | 0.00% | 0.00% |
| $2,500.00-$9,999.99 | 0.25% | 0.25% |
| $10,000.00-$24,999.99 | 0.25% | 0.25% |
| $25,000.00-$49,999.99 | 0.30% | 0.30% |
| $50,000.00-$99,999.99 | 0.35% | 0.35% |
| $100,000.00-$249,999.99 | 0.75% | 0.75% |
| $250,000.00 and over | 1.39% | 1.40% |
*APY=Annual Percentage Yield. To receive the disclosed APY, you must maintain a minimum average daily balance of $2,500 in your account. Minimum to earn dividends is $2,500. Rates subject to change without notice and may change after account is opened. Fees may reduce earnings. Federally Insured by NCUA.
Learn more about Money Market Accounts by clicking here!
