Rates Effective: 1/9/2025 Term	2024 & newer	2021-2023	2016-2020
Up to 48 Months	6.04%-16.04% APR	6.49%-16.49% APR	7.29%-17.29% APR
49-60 Months	6.54%-16.54%APR	6.99%-16.99%APR	7.79%-17.99%APR
61-72 Months	7.04%-17.04%APR	7.49%-17.49%APR	8.29%-17.99%APR
73-84* Months	7.74%-17.74%APR	8.19%-12.19%APR	8.99%-10.49%APR
85-120* Months	8.24%-9.74%APR	8.69%-10.19%APR	N/A